Ruling on Depositing Money in an Interest-Based Bank with the Intention of Helping Someone and Taking Interest
Financial Transactions,Interest,Ruling on Depositing Money in an Interest-Based Bank with the Intention of Helping Someone and Taking Interest
Fatwa No : 83218
Ruling on Depositing Money in an Interest-Based Bank with the Intention of Helping Someone and Taking Interest
معاملات / مالی معاوضات / سود
Ruling on Depositing Money in an Interest-Based Bank with the Intention of Helping Someone and Taking Interest
Assalamu Alaikum wa Rahmatullahi wa Barakatuh!
After extending greetings, I would like to request a fatwa: If a person wishes to help someone, and for that purpose deposits their own money in an interest-based bank, intending to use the interest (profit) received each month to support that needy person — for example, covering their expenses regularly — would this be permissible? Kindly issue a fatwa regarding this matter.
الجوابُ حامِدا ًو مُصلیِّا ً
It is absolutely not permissible to help someone using the interest earned by depositing money in a conventional bank. Even in such a case, the sin of engaging in interest-based transactions will still apply. Therefore, one must avoid this practice. However, if the same arrangement is made with a non-interest-based (Islamic) bank, then it is permissible according to Shari‘ah.
مأخَذُ الفَتوی
لما في القرآن الكريم: {يَاأَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُضَاعَفَةً وَاتَّقُوا اللَّهَ لَعَلَّكُمْ تُفْلِحُونَ } [آل عمران: 130]
كما في مشكاة المصابيح: عن جابر رضي الله عنه قال: لعن رسول الله صلى الله عليه وسلم أكل الربا وموكله وكاتبه وشاهديه وقال: «هم سواء» . رواه مسلم (2/ 855)
جنید الرحمن سکھروی عُفی عنه
دار الافتاء جامعه بنوریه عالمیه
Fatwa No 83218 Verify Now
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