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Ruling on the Income Earned Through a National Savings Sarwa Account

Banking,Islamic Banking,Ruling on the Income Earned Through a National Savings Sarwa Account

Fatwa No :
88061
| Date :
2025-10-19

Fatwa No : 88061
Ruling on the Income Earned Through a National Savings Sarwa Account
جدید فقہی مسائل / بینکاری / اسلامی بینکاری

Ruling on the Income Earned Through a National Savings Sarwa Account

Assalamu Alaikum! Is the ‘Sarwa Islamic Savings Account’ (SISA) offered by the Central Directorate of National Savings halal for earning monthly profit?

الجوابُ حامِدا ًو مُصلیِّا ً

To the best of our knowledge, the policy of the ‘Sarwa Savings Account’ has been prepared by a board consisting of reputable scholars and senior Muftis, and its operations are supervised by a Shariʿah Board of qualified Muftis. Therefore, it is permissible according to Shariʿah to open a ‘Sarwa Islamic Savings Account’ under National Savings and to benefit from it.

And Allah knows best
سرتاج خان ملی عُفی عنه
دار الافتاء جامعه بنوریه عالمیه
Fatwa No 88061 Verify Now
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